Stress-Free Mortgage Services from Bonnyville to St. Paul
Looking to buy a home for the first time? Trying to consolidate your debts? Need to take out a second mortgage? No matter where you live in Alberta; Cold Lake, Lloydminster, St. Paul, and Bonnyville, our mortgage broker, Shannon Parker, is willing to take the stress of the mortgage process off your shoulders.
When you’re financially prepared to buy a home, we’re happy to take care of your mortgage financing. Our online services mean that we can contact more than 30 lenders at the click of a button to find the one with the best mortgage product and rate for your needs.
Buying a house for the first time? Whether you are from Cold Lake or Lloydminster, our mortgage broker, located in Bonnyville, has years of experience. Working with someone who can help you assess options, fill out paperwork, and explain jargon can make all the difference.
Pre-approval for mortgages gives you the upper hand. A pre-approval will guide you in finding a home within your budget, including knowing what purchase price you can afford. Call us to start the pre-approval process, so you can have more leverage in price negotiations.
Have you maxed out a credit card recently? Are you struggling to make your mortgage payments? Do you already own a home or are considering purchasing one? Consolidating your debt might be right for you. If you consolidate your debt into a mortgage, you make just one lower payment with lower interest per month instead of multiple higher payments. Our mortgage broker can help you apply for consolidation today.
Taking Out Home Equity
Unlike your net worth, your home equity is a liquid asset—it can help you create a small business, pay for your child’s university costs, or renovate your home. If you live in your St. Paul, Lac La Biche, or Bonnyville home call us and start utilizing your equity now.
Renewing Your Mortgage
When it’s time to renew your mortgage, it’s crucial to get the best possible rate—Shannon Parker, our mortgage broker for Bonnyville, Lloydminster, and the surrounding areas can make sure you do.
Arranging a Personal Line of Credit
Personal lines of credit can be useful and convenient. Shannon Parker can help you take out a personal line of credit with your property as security and we can show you how your mortgage interest can be tax free.
Overcoming Low Credit Scores or Bankruptcy
Purchasing or refinancing property when your credit score isn’t perfect can mean jumping through extra hoops, but Shannon can help. This process may sometimes require a fee, but we’re always transparent about our processes: any fees must be laid out in a written agreement so you won’t be hit with unexpected payments. We will help you come up with a plan to fix your credit & move forward to purchasing a home with a great interest rate.
Our broker works for you, not the lenders—when you contact us, we will find the best mortgage product for you. The next time you need a mortgage broker in Bonnyville, Lloydminster, St. Paul, Cold Lake, or North Eastern Alberta, call The Mortgage Centre at 780-826-3544 or email us.